# Understanding the Result

### What results are obtained from a background check?

When completing a background check, two main types of results are generated:

#### 1. Global Score

This is a numerical measure from 0 to 10 that indicates the trust level of a person or company based on the information found in various databases.

* **10** represents a high level of trust (no records found).
* **0** represents a low or risky trust level (e.g., if multiple criminal records exist or if the record does not exist at all).

The score always starts at **10** and is reduced depending on the severity of the records found across different categories.

{% hint style="warning" %}
**Note:** In the API, this score is represented on a scale from 0 to 1 (e.g., 0.8 = 8/10).
{% endhint %}

**How is the score calculated?**

Each background category (called a **dataset**) has a different weight in the score. The categories and weights for each query type are explained below.

* Findings confirmed by an **identification number (ID)** have a stronger impact, as the match is 100% confirmed.
* Information found by **name** is more prone to homonymy errors and therefore has a lower weight in the score calculation.

#### 2. Check Details

In addition to the score, each check returns a set of details with all the information found in the consulted databases, grouped by dataset.

Each dataset includes:

* **Dataset score** from 0 to 1
* **Specific information** found in each data source
* A **severity level**, which helps contextualize the information and contributes to the global score but should **not** be interpreted as legal advice.
  * Severity levels:
    * Unknown (does not affect the score)
    * None (does not affect the score)
    * Very low
    * Low
    * Medium
    * High
    * Very high

### Types of Checks

#### **Individual Check**

* **personal\_identity**: Validates the individual’s identity through official records such as ID documents, residence permits, or electoral registries.
* **criminal\_record**: Checks criminal and judicial records through government and court databases.
* **legal\_background**: Searches for legal proceedings, corrective measures, and potential disqualifications.
* **international\_background**: Verifies international alerts, sanctions, or global records.
* **professional\_background**: Reviews work or academic history, such as professional associations or disciplinary sanctions.
* **affiliations\_and\_insurances**: Validates affiliations with social security systems, health plans, and public insurance.
* **alert\_in\_media**: Analyzes mentions in digital media, social networks, and traditional media to identify possible negative alerts.
* **taxes\_and\_finances**: Reviews financial records, tax obligations, and compliance status.

Category Weights by Country:

<table><thead><tr><th width="177">Category</th><th width="96">Colombia</th><th width="91">Brazil</th><th width="94">Mexico</th><th width="105">Peru</th><th width="95">Chile</th></tr></thead><tbody><tr><td><strong>Personal Identity</strong></td><td>0.2</td><td>0.1</td><td>0.2</td><td>0.2</td><td>0.2</td></tr><tr><td><strong>Criminal Records</strong></td><td>0.6</td><td>0.5</td><td>0.5</td><td>0.6</td><td>0.6</td></tr><tr><td><strong>Legal Background</strong></td><td>0.1</td><td>0.1</td><td>0.1</td><td>0.1</td><td>0.1</td></tr><tr><td><strong>International Background</strong></td><td>0.1</td><td>0.2</td><td>0.1</td><td>0.1</td><td>0.1</td></tr><tr><td><strong>Professional Background</strong></td><td>0</td><td>0.2</td><td>NA</td><td>0</td><td>0</td></tr><tr><td><strong>Affiliations &#x26; Insurances</strong></td><td>0</td><td>NA</td><td>NA</td><td>0</td><td>0</td></tr><tr><td><strong>Media Alerts</strong></td><td>0</td><td>0</td><td>0</td><td>0</td><td>0</td></tr><tr><td><strong>Taxes &#x26; Finances</strong></td><td>0</td><td>NA</td><td>0.1</td><td>NA</td><td>NA</td></tr></tbody></table>

***

#### **Company Check**

* **business\_background**: Verifies commercial and financial information, including tax records, corporate status, and administrative sanctions.
* **criminal\_record**: Checks criminal and judicial records associated with the company or its legal representatives.
* **legal\_background**: Searches for legal proceedings, administrative sanctions, and corrective measures applied to the company.
* **international\_background**: Verifies international alerts and sanctions related to the company.
* **alert\_in\_media**: Analyzes digital and traditional media mentions to identify reputational risks.
* **taxes\_and\_finances**: Reviews tax and financial compliance, verifying obligations and regulatory records.

**Category Weights by Country:**

<table><thead><tr><th width="229">Dataset</th><th width="130">Colombia</th><th width="122">Brazil</th><th width="112">Mexico</th></tr></thead><tbody><tr><td><strong>Business Background</strong></td><td>0.3</td><td>0.7</td><td>0.2</td></tr><tr><td><strong>Criminal Records</strong></td><td>0.4</td><td>NA</td><td>0.3</td></tr><tr><td><strong>Legal Background</strong></td><td>0.1</td><td>NA</td><td>0.3</td></tr><tr><td><strong>International Background</strong></td><td>0.1</td><td>0.3</td><td>0.1</td></tr><tr><td><strong>Media Alerts</strong></td><td>0</td><td>0</td><td>0</td></tr><tr><td><strong>Taxes &#x26; Finances</strong></td><td>0.1</td><td>NA</td><td>0.1</td></tr></tbody></table>

***

#### **Individual Credit History Check**

* **personal\_identity**: Validates the individual’s identity through official records.
* **credit\_history**: Assesses the person's credit history, including financial behavior, debts, payment compliance, and reports from credit bureaus. (Consults Datacrédito in Colombia and Serasa in Brazil)

**Category Weights:**

Of course! Here's the translated and formatted **table of categories and weights for company checks** by country:

<table><thead><tr><th width="229">Dataset</th><th width="130">Colombia</th><th width="122">Brazil</th></tr></thead><tbody><tr><td><strong>Personal Identity</strong></td><td>0.2</td><td>0.2</td></tr><tr><td><strong>Credit History</strong></td><td>0.8</td><td>0.8</td></tr></tbody></table>

***

#### **Company Credit History Check**

* **business\_background**: Verifies commercial and financial information, including tax records, corporate status, and administrative sanctions.
* **credit\_history**: Assesses the company’s credit history, including financial behavior, debts, payment compliance, and reports from credit bureaus. (Consults Datacrédito in Colombia and Serasa in Brazil)

**Category Weights:**

<table><thead><tr><th width="229">Dataset</th><th width="130">Colombia</th><th width="122">Brazil</th></tr></thead><tbody><tr><td><strong>Business Background</strong></td><td>0.2</td><td>0.2</td></tr><tr><td><strong>Credit History</strong></td><td>0.8</td><td>0.8</td></tr></tbody></table>